jakelafort

Enco, Unseen did not write anything about his personal financial circumstances. And those credit repair companies are a rip-off. Many are sponsored by credit card companies. Arrangements are not necessary. I had clients who wanted to avoid bankruptcy and make arrangements with creditors. Most of the time the credit card companies were…[Read more]

Enco, you equate opiods with marijuana?

Sure, opiods are a killer addictive drug. Not dope. Dope helps so many people with so many problems. It also makes a lot of people happy and high. Get me more and better doping weed.

Unseen, I apologize for confusing you with Enco.

Enco, I cite 15 years of private law practice with an emphasis in bankruptcy. I filed over 1000 chapter 7 cases for clients and 50 or so chapter 13s. I also worked in the office of the United States Trustee during law school. I know maah shit.

Unseen, some of the things you write about bankruptcy are not accurate.

Debtors (bankruptcy filers) elect either state or federal exemptions unless they are in an opt out state. The federal exemptions are fairly generous. But sometimes there are specific state exemptions that make the state’s exemptions advantageous. Typically it is a state…[Read more]

There are some of the best laws money can buy in the USA. And corporations are people. Seems reasonable.

i never brought any claims utilizing consumer protection laws. Why? Not cuz there weren’t obvious abuses that fit the requirements but cuz they sucked. The damages were very limited and the work involved just did not justify the effort. I am sure that has nothing to do with the influence of corporations on statutes.

It is also an unfair playing field legally. Creditors have 60 days after the first scheduled hearing before a trustee to file an objection to dischargeability. Otherwise all by their nature dischargeable debts (nondischargeable include most taxes and family law obligations) will be discharged. Thing is big companies have in house counsel and they…[Read more]

The surgery/credit card issue is more nuanced than it may seem. Kneejerk is perhaps to condemn the in-need citizen who is knowingly bilking the CC company. But the truth is credit card companies knowingly have customers overextend so that they can create a sharecropper relationship that persists for decades. They make a killing on many of them. I…[Read more]

Proof is in history. BELIEF is the problem. Not just god(s) either-god substitutes or surrogates as well.

And at the risk of failing to convey an obvious point-it is great for cults to insist on belief and failing that all manner of suffering and calamity will result but it strains credulity in anyone rational to imagine creator of the universe who has a hissy fit over that. If it were important to a creator then the creator is a two bit narcissistic…[Read more]

Oh and by the way absence of belief depicted as the cause of all our troubles and suffering is bad writing. Piss poor, in fact..

Perhaps you should switch comic books. Or drop em entirely.

Michael, I never got into comic books. I will leave the comic book content to you.

Michael, the aliens arrive and require each adult to assert Yes or No to personal gods on penalty of execution for the wrong assertion. Which of us will have the greater anxiety at the moment of truth?

Perhaps your last thought will be…Where did i go wrong?

Primogeniture and ever changing alliances caused an admixture so that it is arbitrary and self-serving to conclude as you have that 3 bloodlines remain.

Michael have you considered that you are the shining star of confirmation bias?

Enco, it seems she is either on steroids and speed or she is the incarnation of the beast.

Walk softly and carry a big schtick.

Keep it away from random or random loses its kick.

Thankful am I the creator populated earth with humans and cockroaches in an incomprehensible universe after millions of years of evolution and furnished a guidebook with clear mandates so that no dissension, discrimination or hatred would ensue. Otherwise we would have sectarian violence, internecine warfare, slavery, terrorism, bloody revolutions…[Read more]

The brain is not a computer.

Evolution of artificial intelligence may well result in a greater departure from its origins than the building blocks of biology compared to biology hundreds of millions of years since its origin. And since we have no knowledge of what sparks consciousness in biology we have no way to know what may create…[Read more]

Agree with Davis.

Genesis of life was thought to be possible only under restricted conditions similar to those found here. However Goldilocks is more adventurous than we imagined. Not only has life begun but life has been sustained on earth in impossible conditions. Extremophiles are one example. Deep sea life lacking photosynthesis or light…[Read more]